Solution · Wallet & MFS

    Digital Wallet Platform

    Wallet infrastructure that holds up under reconciliation, compliance, and scale.

    13
    FinTech products shipped
    Fineract
    Core banking foundation
    Multi-tenant
    Architecture experience

    The problem

    Teams launching a wallet underestimate the ledger. They build features fast, then discover reconciliation breaks, balances drift, and compliance asks questions the system cannot answer. The hard part was never the UI.

    How I help

    I help you design wallet infrastructure that holds up: double-entry ledger architecture, multi-currency balance handling, KYC-tiered limits, transaction integrity, and the reconciliation discipline that keeps finance and regulators comfortable.

    I have built multi-currency wallet and MFS products on Apache Fineract, so the architecture conversations are grounded in what actually ships, not in slideware.

    What you get

    • Ledger and balance architecture
    • Multi-currency and FX handling
    • KYC tiering and limit logic
    • Cash-in and cash-out flow design
    • Reconciliation and settlement design
    • Wallet-to-bank and wallet-to-wallet rails

    Ideal for

    • Banks and MFS providers launching a wallet
    • Platforms adding stored value
    • Teams whose wallet MVP is outgrowing its ledger