Banking ideas, shipped as real products.
I'm Golam Asad Pias. I take FinTech ideas from the first RFP conversation to a product people actually use. Thirteen shipped so far, across banking, wallets, lending, remittance, AML and eKYC.
I sit on both sides of the deal.
Plenty of people can pitch a banking platform. Fewer have carried one through delivery. I do both, so what gets promised is what gets built.
Presales that holds up
RFPs, solution narratives and SoWs across Bangladesh, Africa, MENA, Malaysia, Central Asia and the EU diaspora. Scopes written to survive delivery.
Products that go live
Core banking and wallet builds on Apache Fineract for large private banks, with a 100% delivery success record across thirteen products.
Data behind the decisions
GA4, GTM, Adobe Analytics and BigQuery for 20+ clients since 2014, plus a 25-country content team on Adobe Experience Manager.
Where I'm useful.
Seven focused practice areas. Pick the one closest to your problem.
Digital Wallet Platform
Wallet infrastructure that holds up under reconciliation, compliance, and scale.
Explore →Cross-Border Payment Platform
Remittance product strategy across corridors, FX, AML, and payout partners.
Explore →Digital Banking Platform
Bridge core banking and channel so the app team can actually ship.
Explore →Loan Origination System
Lending design from application to disbursement to repayment, with risk built in.
Explore →Embedded Finance
Embed payments, wallets, or lending without taking on risk you cannot carry.
Explore →FinTech Product Management
Fractional and advisory FinTech PM for regulated, compliance-aware delivery.
Explore →FinTech Presales Consulting
Win FinTech deals on positioning, demos, and compliance, not on word count.
Explore →Don't take my word for it. Click.
Working builds you can open right now, not screenshots in a deck.
What colleagues say.
One of the most dedicated and skilled professionals I've ever collaborated with. His expertise in content management, development, and operations was instrumental in ensuring that our projects were not only delivered on time but also met the highest standards of quality.
Rishi Kumar
Associate Director — Architecture and Strategy · AbbVie
A strategic thinker with exceptional expertise in project management, web analytics, and product management. His ability to simplify complex challenges and drive projects from concept to execution sets him apart.
Shabbir Anower
VP & Head of ICT Projects & SQA · Eastern Bank Limited
One of the most talented and driven professionals I've met in the FinTech space. With a strong background in product management, business strategy, and technology, Pias brings a rare combination of analytical thinking and customer-centric vision.
Md. Kaikubad
Senior Technology Consultant · Deloitte
One of the most dependable and capable professionals I've collaborated with. Outstanding communication skills, natural leadership, and the ability to turn complex requirements into clear deliverables.
Badiuzzaman Sayem
Senior Software Engineer · Accenture
Pias's team shipped what three previous vendors had pitched and never delivered. The platform hit 99.95% ledger uptime with zero settlement disputes.
Head of Digital
Product Lead · Regional MFS operator
One of the most dedicated and skilled professionals I've ever collaborated with. His expertise in content management, development, and operations was instrumental in ensuring that our projects were not only delivered on time but also met the highest standards of quality.
Rishi Kumar
Associate Director — Architecture and Strategy · AbbVie
A strategic thinker with exceptional expertise in project management, web analytics, and product management. His ability to simplify complex challenges and drive projects from concept to execution sets him apart.
Shabbir Anower
VP & Head of ICT Projects & SQA · Eastern Bank Limited
One of the most talented and driven professionals I've met in the FinTech space. With a strong background in product management, business strategy, and technology, Pias brings a rare combination of analytical thinking and customer-centric vision.
Md. Kaikubad
Senior Technology Consultant · Deloitte
One of the most dependable and capable professionals I've collaborated with. Outstanding communication skills, natural leadership, and the ability to turn complex requirements into clear deliverables.
Badiuzzaman Sayem
Senior Software Engineer · Accenture
Pias's team shipped what three previous vendors had pitched and never delivered. The platform hit 99.95% ledger uptime with zero settlement disputes.
Head of Digital
Product Lead · Regional MFS operator
Got an RFP, a product idea, or a market you want to enter?
You have seen enough vendor decks. What you need is someone who can read the requirement, tell you honestly whether it can be built, and put a number on what it really takes. That is the conversation I am good at.